All Loan Services
Select any loan type to see full details — interest rates, eligibility, documents, features.
Personal Loan
For any personal need — wedding, medical emergency, travel, home renovation, or debt consolidation — no collateral, no guarantor required. Starting at 10.5%. Apply online in just 5 minutes.
Key Features & Benefits
Documents Required
Marriage Loan
Cover all wedding expenses with ease
Medical Emergency
Hospital bills, treatment, surgery
Travel Loan
Domestic & international travel
Home Renovation
Give your home a fresh look — no collateral required
Eligibility Criteria
Age: 21–60 Years
At the time of loan application
Min. Income: ₹15,000/month
Salaried or self-employed
CIBIL Score: 700+
Better score = better interest rate
Business Loan
Working capital, business expansion, machinery purchase, inventory — business loan up to ₹5 Crore. Unsecured & secured both options available. MSME-friendly schemes.
Key Features & Benefits
Documents Required
Working Capital Loan
Fund your day-to-day business operations
Machinery Loan
New machinery & equipment purchase
Business Expansion
Branch opening, inventory expansion
MSME Loan
Special rates for MSME registered firms
Eligibility Criteria
Age: 25–65 Years
Proprietor / Partner / Director
Business Vintage: 1+ Year
Min 1 year in business preferred
Annual Turnover: ₹10L+
As per ITR / bank statement
Home Loan
Fulfill your dream of owning a home with Samrat Fintax expert home loan assistance. We work with 30+ banks including SBI, HDFC, ICICI, Axis, LIC HFL to get you the lowest interest rates.
Key Features & Benefits
Documents Required
Purchase
Buy ready-to-move or under-construction homes
Construction
Build your own house on owned plot
Balance Transfer
Switch to lower rate from current lender
Top-Up Loan
Extra funds over existing home loan
Eligibility Criteria
Age: 21–70 Years
At the time of loan maturity
Min. Income: ₹25,000/month
Salaried or self-employed
CIBIL Score: 700+
Better score = better interest rate
Loan Against Property
Get a large loan against your residential or commercial property — for business expansion, education, medical needs, or any other purpose. Low interest rate, high loan amount.
Key Features & Benefits
Documents Required
Residential Property LAP
House, flat, row house against loan
Commercial Property LAP
Shop, office, warehouse against loan
Plot / Land LAP
Non-agricultural land against loan
Balance Transfer
Existing LAP transfer at better rate
Eligibility Criteria
Age: 25–65 Years
At the time of application
Clear Property Title
No disputes, clear ownership documents
CIBIL Score: 650+
Secured loan — lower score also acceptable
New Car Loan
Make your dream car a reality — Maruti, Hyundai, Tata, Honda, Toyota, Ford, BMW, Audi and all brands. Best loan with up to 100% on-road funding available.
Key Features & Benefits
Documents Required
Hatchback / Sedan
Maruti, Hyundai, Tata, Honda, Toyota
SUV / MUV
Fortuner, Creta, Scorpio, XUV & more
Electric Vehicle (EV)
Nexon EV, Tiago EV, BYD & more
Luxury Car Loan
BMW, Audi, Mercedes, Volvo
Eligibility Criteria
Age: 21–65 Years
At the time of application
Min. Income: ₹15,000/month
Salaried or self-employed
CIBIL Score: 680+
Good credit score preferred
Used Car Loan
Looking to buy a second-hand or pre-owned car? Get the best used car loan through Samrat Fintax — up to 85% of car value, flexible tenure, all makes & models.
Key Features & Benefits
Documents Required
Dealer Purchase
Certified used car from dealer network
Private Purchase
Direct from individual seller (P2P)
Refinance
Already owned car — get cash against it
Commercial Vehicles
Used truck, tempo, bus loan
Eligibility Criteria
Age: 21–60 Years
Applicant age at loan maturity
Min. Income: ₹12,000/month
Salaried or self-employed
CIBIL Score: 650+
Used car — slightly relaxed norms
Instant Loan
Need money urgently? Instant loan up to ₹5L — 100% online, no paperwork, approval in minutes, disbursal in hours. Aadhaar-based eKYC process.
Key Features & Benefits
Documents Required
Medical Emergency
Hospital bills in 2–4 hours
Rent / Utility Bills
Pending bills — quick relief
Shopping / Gadgets
Buy now pay later — EMI option
Salary Advance
Before salary date — instant fund
Eligibility Criteria
Age: 21–55 Years
Indian resident only
Min. Income: ₹10,000/month
Any source of income
Active Bank Account
With min 6 months history
Education Loan
Study in India or abroad — tuition fees, hostel, books, equipment, all covered. SBI Scholar, HDFC Credila, Axis Bank — best education loan rates available.
Key Features & Benefits
Documents Required
India — UG/PG
IIT, IIM, Medical, Law, Engineering
Abroad Studies
USA, UK, Canada, Australia, Germany
Vocational Courses
Skill development & diploma courses
Executive MBA / PGDM
Working professionals education loan
Eligibility Criteria
Student Age: 16–35 Years
Indian national
Confirmed Admission
Recognized college / university
Co-borrower Required
Parent / Guardian as co-applicant
Gold Loan
Get instant money against your gold jewellery at the lowest rates. No income proof needed. Disbursal in just 30 minutes! Gold stays safe & insured in the bank.
Key Features & Benefits
Documents Required
Gold Jewellery Loan
Get loan against 22-carat jewellery
Gold Coin Loan
Bank-issued gold coins accepted
Overdraft Against Gold
Withdraw as needed, interest on usage only
Business Gold Loan
Quick working capital for business
Eligibility Criteria
Age: 18–70 Years
Any Indian resident
Gold: 18–24 Carat
Minimum 10 grams required
No CIBIL Required
Bad credit score also eligible
OD / CC Loan
Overdraft (OD) and Cash Credit (CC) — a revolving credit line for businesses. Pay interest only on the amount you use. The best option for working capital needs. Available against stock, property, or FD.
Key Features & Benefits
Documents Required
Cash Credit (CC)
Credit line against stock / inventory
Overdraft (OD)
OD facility against property or FD
Invoice Discounting
Instant funds against pending invoices
FD Overdraft
OD against fixed deposit — lowest rate
Eligibility Criteria
Business Vintage: 2+ Years
Established business preferred
Annual Turnover: ₹25L+
As per ITR / bank statement
Collateral / Stock Required
Property, FD, or stock as security
Government Scheme Loans
PM Mudra, PM SVANidhi, PMEGP, Stand-Up India, Startup India — government loan schemes with lowest interest rates and subsidy benefits. Samrat Fintax helps you apply under the right scheme.
Schemes We Help With
Documents Required
PM Mudra Loan
Shishu ₹50K / Kishor ₹5L / Tarun ₹10L
PM SVANidhi
For street vendors — ₹10K to ₹50K
PMEGP Scheme
Manufacturing / service unit — 35% subsidy
Kisan Credit Card
For farmers — crop & allied activities
Eligibility Criteria
Age: 18–60 Years
Indian citizen / resident
New or Existing Business
Manufacturing, service or trade
No Collateral Required
Most govt schemes are collateral free
30+ Bank & NBFC Partners
We work with India's top banks and NBFCs to get you the best loan deal.
Why Choose Samrat Fintax
5000+ clients, 30+ bank partners — we get you the best loan deal every time.
Lowest Interest Rate
We compare 30+ banks to get you the absolute best rate — saving you thousands in EMI every month.
Fastest Processing
48-hour disbursal for most loans. Our team handles everything from document collection to bank coordination.
Minimal Documentation
We reduce your documentation burden — only essential documents required, no unnecessary hassle.
Doorstep Service
Get your loan from the comfort of your home — document pickup, verification, everything at your doorstep in Indore.
Dedicated Loan Manager
You get a dedicated loan manager — direct contact throughout the entire process, no middlemen.
Free Consultation
100% free loan consultation — eligibility check, rate comparison, best bank suggestion. No charges at all.
Loan in 5 Easy Steps
Free Enquiry
Fill the enquiry form or call us — callback guaranteed within 30 minutes.
Eligibility Check
Our expert will check your eligibility for free.
Document Collection
Doorstep document pickup or share via WhatsApp.
Bank Processing
Apply at the best bank — fastest track processing.
Loan Disbursed!
Money directly in your bank account — within 24–72 hours!
Best Loan Deal Guaranteed
— Free Consultation!
Whether you need a Personal Loan, Home Loan, or Business Loan — Samrat Fintax's expert team will find you the best deal from 30+ banks.
- Free consultation — no obligation
- Response within 30 minutes
- Doorstep service — Indore & all India
- 30+ bank partners — best rate guaranteed
📞 Contact Samrat Fintax Loan Team
What Our Loan Clients Say
"Got a home loan at 8.5% — the bank had initially quoted 9.2%. Samrat Fintax processed it through SBI and the loan was disbursed in 7 days. Very grateful!"
Rajesh Patel
Home Loan — Indore
"I needed a ₹25L business loan — 3 banks had already rejected my application. Samrat Fintax got it approved at HDFC and the funds arrived in 5 days. Best service!"
Sunita Sharma
Business Loan — Indore
"I came for a personal loan — they guided me towards PM Mudra Loan which was a better fit. Got ₹10L at a subsidized rate. Excellent guidance!"
Mahesh Verma
Mudra Loan — Indore
Contact Samrat Fintax
Available Monday to Saturday, 9 AM to 7 PM. Doorstep service in Indore & online pan-India.
Our Office
Indore, Madhya Pradesh
All India Loan Service
Working Hours
Monday – Saturday
9:00 AM to 7:00 PM